Las Cruces Bulletin

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News about your money from around the web

10 worst states to be a landlord (avoid these risky markets)

TurboTenant reports the 10 worst states for landlords due to strict regulations, high taxes, and challenging eviction processes.

Does ChatGPT offer good financial advice? 6 answers reviewed

Finder.com reports that ChatGPT can provide general financial advice, but it lacks specific guidance and should not replace certified financial advisors.

Managing your money

AI and virtual showrooms: The digital evolution of car sales

CheapInsurance.com explains how AI and virtual showrooms are reshaping car buying with faster, more personalized, and fully digital experiences.

The evolution of car insurance: From first policy to modern telematics

CheapInsurance.com discusses how car insurance evolved from a $5 policy in 1897 to today's personalized, tech-driven coverage powered by telematics.

Encrypted QR Codes are here. Should workplaces be using them?

Uniqode examined industry reports and news coverage to explore how encrypted QR Codes can help protect workplaces from scams.

10 cool cars you can't buy in the US yet

CheapInsurance.com reports on 10 exciting cars unavailable in the U.S. due to regulations, costs, and brand strategies.

Inside the mind of today's bank customer: Consumer survey insights

SoFi reports that 2 in 3 Americans have 1-2 bank accounts, but many save $500 or less for emergencies; tech adoption in banking is rising.

Where Americans earn the most from investments

SmartAsset ranked U.S. counties and states by the average net capital gains reported on the latest tax return data per the IRS, while other types of investment gains were also considered.

Teen tech trends and school cellphone bans

Spokeo chats about how teens use tech, what school bans miss, and why understanding device habits matters more than just limiting screen access.

Top 5 places Millennials want to live in 2025

NewHomeSource reports Millennials favor warm climates, with top living spots for 2025 including San Diego, New York, Denver, and Los Angeles.

How long does debt relief take?

Freedom Debt Relief relates that there are no instant solutions to any serious debt problems, and the amount of time it takes to relieve debt issues depends on the size of the debt, your ability to make payments, and which debt relief option you pursue.

Where rent increased most

SmartAsset ranked 100 of the largest U.S. cities based on the percentage change in average rent prices between February 2024 and February 2025.

Summer windstorm damage: How your business can prepare and recover

NEXT offers commercial wind damage protection tips and outlines the essential business insurance you need to help protect your business from windstorm damage.

What a roommate can save you in 100 US cities

SmartAsset ranked 100 of the largest U.S. cities based on the average savings for someone who splits a two-bedroom apartment with a roommate versus renting a one-bedroom apartment by themselves.

More money matters

Here’s how US tariffs may affect home prices in 2025

NewHomeSource reports that new U.S. tariffs on construction materials may increase home prices by $5,000 to $20,000 in 2025, burdening buyers.

Love and money: The reality of couples’ finances before marriage

SoFi reports that most couples are open about finances before marriage, with 75% comfortable discussing money, but still face financial challenges.

Study from math learning platform shows difficulty in motivating teachers to change behaviors

The 74 reviewed a Zearn Math and University of Pennsylvania’s Behavior Change for Good Initiative study, which found nudging educators to use an online math platform did surprisingly little to increase usage or student success.

Is it a buyer’s or seller’s market?

Redfin reports the U.S. housing market is now a buyer's market, but high prices limit affordability and sales.

5 ways to let AI do your financial heavy lifting

Finder.com reports five ways to use AI for financial management: budgeting apps, robo-advisors, credit monitoring, AI coaching, and negotiating bills.

66% of small business owners struggle to hire: How companies are changing how they bring in new employees

NEXT reports that 66% of small business owners face hiring challenges, prompting them to adopt innovative strategies for attracting talent.

What increases your total loan balance?

Achieve reviews how understanding what can make your total loan balance increase may help you avoid costly situations and get to debt freedom faster.

Saving grace: High interest rates benefit savers if they know where to look

Current reports that high interest rates can benefit savers significantly if they seek out better savings accounts offering over 4% yields.

5 key global hiring trends to watch

Oyster compiled five key global employment insights distilled from its platform data and survey results.

Purchase card vs. credit card: 5 key differences to know

Brex reviews how choosing the right payment method can have an outsized impact on your company's financials, as it can streamline operations while providing valuable rewards and financial control.

12 ways to lower your high electric bill

Shipley Energy understands the importance of manageable utility costs, and can help you identify what might be driving up your electricity bill and share ways to lower it.

Is Trump’s ‘big beautiful bill’ good for US consumers?

Range says that the U.S. budget deficit is a problem that can no longer be ignored because it reflects deep-seated concerns about long-term inflation risks, fiscal sustainability, and the future value of long-dated dollar assets.

Modern Portfolio Theory explained: A guide for investors

Range defines Modern Portfolio Theory, the mathematical framework of investment decision-making that quantifies the relationship between risk and return in financial markets, and breaks down the theory into practical insights that can be used to build a more efficient investment portfolio.

Why and when to switch business bank accounts

Brex provides a step-by-step approach to switching your business bank account while minimizing disruption to your daily operations.

More news about money

Retail labor plans fall short on the front line, survey finds

Logile survey reveals that 77% of store associates say poor scheduling and staffing decisions directly cost their stores sales.

Credit card debt forgiveness: Is it possible?

Achieve outlines how you might be able to resolve your debt without having to pay the full amount you owe.

Automation in restaurants: Enhancing service, not replacing it

Square explores how restaurants can use automation to empower their staff instead of replacing them.

The most volatile major currencies in 2025

OANDA reviews major currencies that have seen the most volatility since the beginning of 2025.

What to do if your credit score is harmed by the restart of federal student loan collections

Current shares everything you need to know about why credit scores are dropping and what steps you can take to start bumping your score back up.

- The gun industry makes billions. But how many exactly?
  
  The Trace takes a shot at estimating the profits made by the gun industry.
- Student absences have surged since COVID-19. Some lawmakers say parents should be jailed
  
  The 74 reports that dozens of bills nationwide seek to address chronic absenteeism, and while some focus on support and incentives, others look …
- Where is inflation hitting consumers hardest? New data shows which goods and services have seen the biggest price hikes
  
  GoodRx tracked how inflation is hitting consumers across different budget categories, including prescription medications.
- The economic impact of tariffs: How local businesses can plan ahead
  
  Square provides information on the ins and outs of what tariffs are, their potential impact on small businesses, and how to work around economic …
- Small business AI adoption declines to just 28%
  
  NEXT finds that many small business owners have stopped incorporating AI into their business operations since surveyed in 2024, and cost and …
- 6 money tips for recent grads
  
  Freedom Debt Relief lists six money tips that can help you to get on the path toward growing your net worth so you can maximize the chances of …
- Top three things to know if you want to open a franchise restaurant
  
  The Wendy’s Company reports that the Quick Service Restaurant franchise industry will grow in 2025.
- Get back on track: How a hardship loan can help you overcome financial struggles
  
  Achieve takes a closer look at hardship loans, how they could help when you're facing money problems, who can get them, and what you need to …
- Students at this law school get a firsthand look at a 'broken' immigration law system
  
  Chalkbeat reports that law school students learned how few resources immigrants have at their disposal to get through a system that has been …

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