Las Cruces Bulletin

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What does jewelry insurance actually cover? A plain-language guide

Jewelers Mutual Group reports that jewelry insurance covers loss, theft, damage, and disappearance, with specific exclusions for wear and tear or intentional damage.

Here's what you need to do if you can't repay your student loans

Achieve reports that federal student loan repayments resumed in September 2023, leaving borrowers struggling.

Jewelry insurance 101: What every new homeowner and renter should know

Jewelers Mutual Group reports that standard homeowners or renters insurance often undercovers jewelry, with typical theft caps of $1,000 to $1,500.

Why more policyholders are exploring what their life insurance is worth beyond surrender value

Abacus Global Management reports that more life insurance policyholders are exploring secondary market values, which often exceed standard cash surrender values.

News about your money from around the web

7 tips to boost your budgeting skills and your savings account

Achieve reports seven budgeting tips to enhance skills and savings: track expenses, be realistic and flexible, use tools, set goals, and factor in found money.

How to build an emergency fund while you’re paying down debt

Freedom Debt Relief reports tips for building an emergency fund while paying down debt, like starting small, automating savings, using high-yield accounts, and celebrating milestones.

Child identity theft can go undetected for years. Here’s what you can do now to help protect your child.

Wells Fargo reports on child identity theft, emphasizing its stealthy nature due to minimal monitoring.

More than half of US consumers now routinely end the month short of funds

Credit One Bank reports that over 57% of U.S. consumers regularly end the month short of funds, driven by rising costs of essentials like groceries and housing.

The Best Money Stories from Around the Web

Navigating the American Dream: How Integrated Financial Tools, Credit and Rewards Can Help Small Businesses Succeed

(Feature Impact) Owning a small business has been a cornerstone of the "American Dream" for generations. However, turning dreams into reality is rarely a smooth or easy process and requires more than ambition alone. Today's business owners need support and access to tools that enable them to overcome challenges and keep growing.

Banks made $3 billion from overdraft fees in just 6 months: Here's how to avoid paying them

Motley Fool Money reports U.S. banks made $2.96 billion from overdraft fees in the first half of 2026, averaging $35 per fee.

Are you a DINK? How to manage your money when you don't have kids

Ally Financial reports DINK (double income, no kids) couples can optimize finances by setting goals, budgeting, preparing for emergencies, and planning for retirement.

The states where home insurance is becoming unaffordable in 2026

Insurance.com reports Florida has the highest home insurance premium in 2026 at $8,471, with six states over $5,000. Massachusetts saw a 42.9% increase.

Emergency fund vs. paying off debt: Which comes first?

Beyond Finance reports on the dilemma of choosing between building an emergency fund and paying off debt.

What's a personal loan, and how does it work?

OneMain Financial reports that personal loans offer borrowers a lump sum for various expenses, repayable in fixed monthly installments with possible fees.

The family finance trend shifting attention from 'what it costs' to 'what it protects'

AccuQuote reports that consumers prioritize insurance cost over protection, leading to coverage gaps.

Does the Pumpkin Spice Latte craze pay off for Starbucks investors?

Finder reports that the Pumpkin Spice Latte boosts Starbucks foot traffic but offers little direct correlation to stock gains, with modest increases post-launch.

Trading cards may outperform the S&P 500 at times, but are Pokémon cards a good investment?

CreditNinja reports that while some Pokémon cards can be a good investment, many collectors face risks due to market saturation and grading fraud.

7 common bills you can negotiate right now and how much you could save in 2026

Achieve reports you can negotiate common bills like credit card fees, insurance, gym memberships, and rent, potentially saving you hundreds yearly.

7 credit card habits that make your debt worse, ranked by damage level

Accredited Debt Relief reports seven harmful credit card habits that worsen debt, including taking cash advances, paying only minimums, and ignoring balances.

Consumer credit score trends and debt behavior in 2026: What borrowers should know to strengthen financial health

BHG Financial reports that the average FICO score has stabilized at 715 in 2026, reflecting shifts in consumer credit management amidst rising debt and utilization rates.

The minimum payment trap: Why your balance barely moves

Beyond Finance reports that the minimum payment trap keeps credit card holders in debt longer, as most payments go toward interest rather than the principal, prolonging repayment times.

More money matters

- How Financial Planners Can Advance Equality
  
  (NewsUSA) - Financial planning is about helping individuals and families make sound financial decisions that enable them to achieve their life …
- Spending and Saving Strategies for 2023
  
  (NewsUSA) - The past few years have upended many perceptions of financial stability. A layoff or career change, inflation never before seen by …

- How to Make the Most of Your Money During Inflation
  
  (NewsUSA) - Financial inflation, whether you have experienced it before or this is your first time, can seem frightening, and the rapid rise …
- 4 Tax-Smart Strategies for Your Charitable Giving
  
  (NewsUSA) - Are you one of the 68 percent? Or maybe even the 17 percent? The former are those Americans who, despite the current economic …

- How to Find a Financial Planner
  
  (NewsUSA) - Experts agree that financial planning has many benefits. It can help you protect your family, worry less about finances and reach …
- Smart Ways to Invest in Charities You Care About
  
  (NewsUSA) - Giving Tuesday, a day dedicated to giving back, occurs on the Tuesday after Thanksgiving, but charitable giving is a year-round …

More news about money

High income, low growth? The surprising reason your wealth isn’t scaling

BHG Financial reports that high earners often experience stagnant wealth growth due to unaddressed financial blind spots like expense creep and debt drag.

Same debt, different outlook: Men and women experience debt differently, survey finds

Accredited Debt Relief reports a survey reveals men feel more secure about their debt than women, with 53% of men viewing their financial situation as sustainable compared to 39% of women.

What to know about wage theft: Understanding overtime and your rights

Weisberg Cummings, P.C. reports that misclassification in overtime can lead to wage theft, denying workers their rightful pay.

What is debt, and how do different types work?

OneMain Financial reports that debt is money borrowed to be repaid with interest, which can help build credit if managed wisely but may lead to financial strain if mismanaged.

4 ways to stay calm about money

Ally Financial reports that 58% of U.S. consumers feel their finances control their lives, adding that people can acknowledge emotions, explore their financial narratives, practice mindfulness, and align spending with personal values to manage stress.