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How to make the most of open enrollment this year

Every fall, an email lands in Maya's inbox announcing open enrollment. And every year, she quickly clicks "renew" and moves on. Open enrollment is when you choose your medical and other workplace benefits for the coming year. Most companies hold...
What started as making perler beads for fun when he was younger has grown into a business with a purpose for Centennial High School junior Bradley Francis. At just 16 years old, Francis is turning a childhood hobby into a growing business....
Your financial security is only as strong as your digital security. A single stolen password, convincing scam or fraudulent investment offer can lead to lost savings, damaged credit or hours spent recovering compromised accounts. As our financial...
Piñatas, goodie bags, and cake. Getting the kids organized and making sure everything was where it was supposed to be. Maria Lupe Hernandez-Muñiz might use those simple terms to explain what became a career in event strategy, marketing and...
If you've just started managing your own finances, recommitted to doing it well or noticed your spending isn't making you as happy as you'd hoped, a budget might be exactly what you need. When you know where your money is going, you're likely to...
Big ideas can come from young entrepreneurs, and fifth grader Nadia Herring is a great example. A student at Desert Hills, Nadia started Nadia's Creations with one simple goal—to help her mom. What began as a thoughtful idea has grown into a fun...
If you've just started managing your own finances, recommitted to doing it well or noticed your spending isn't making you as happy as you'd hoped, a budget might be exactly what you need. When you know where your money is going, you're likely to...
The young entrepreneur behind Threaded Joy
What began as a Christmas gift has grown into a meaningful small business for 11-year-old Eleanor Alkire. The homeschooled fifth grader is the creator of Threaded Joy, where she combines creativity and craftsmanship to make embroidered gifts and...
Surprising market consistency
This month's market report continues to show consistency in both the number of closed sales and final closing prices in southern New Mexico.  Despite the headlines you have seen regarding interest rates, inflation, and Middle East tension,...
July Market Update: More listings, more closings, more opportunities
Lately it feels like the headlines are giving a doom and gloom outlook on our housing market. This month's report shows a much better story.    Many people I talk to still want to talk about 2020-2021. Record low mortgage rates,...
The hidden danger of investing too cautiously
One of the most significant risks investors face isn’t losing money in a market dip; it’s failing to reach their long-term financial goals. Many people focus heavily on short-term losses in the stock market and try to protect their savings by...
Twin passions: jewelry and golf
Johanna Jo Contreras first learned about earning and managing money through the Sonoma Elementary Kids Can Program, an experience that inspired her entrepreneurial journey. The 13-year-old eighth grader at Mesilla Valley Christian School is...
Dr. Miguel Serrano
Four new Gadsden ISD campus leaders
The Gadsden Independent School District announces the selection of four educators who will serve in new campus leadership roles for the 2026–2027 school year. Together, these leaders bring decades of experience in instructional leadership, school...
The hidden danger of investing too cautiously
One of the most significant risks investors face isn’t losing money in a market dip; it’s failing to reach their long-term financial goals. Many people focus heavily on short-term losses in the stock market and try to protect their savings by...
Creativity from the Noble Spear
Sixteen-year-old Emma Alkire is combining creativity, faith, and entrepreneurship through her business, Noble Spear. Her business name was inspired by the meaning of her last name, Alkire. With a lifelong love of art, Emma was inspired to start...
Success built on balance
For Lesley Doyle, the world has always made the most sense when things balance. Not just ledgers and budgets, although those certainly do. The City of Las Cruces finance director laughs when she admits she actually enjoys accounting, a profession...
Creating colorful plushies
Inspired by seeing crochet products online and while walking through the Farmer's Market, Payton Gambordella decided to share her own creations with others. Payton's entrepreneurial journey began when she first learned how to crochet. “When I...
Inflation is on the rise
The latest inflation data is in, and prices continue to move higher. While the headlines may sound alarming, the broader story is more nuanced. Understanding what is driving inflation, and how it affects mortgage rates and housing affordability,...
Turn your savings into paychecks in retirement
Margaret had saved diligently for decades. Every paycheck, a portion went toward her retirement account. Then, the day finally came: she retired. Suddenly, the hardest part wasn’t the saving. It was learning to spend. If that sounds familiar,...
Five questions that could change how you see retirement
Saving for retirement is important, but it's only part of the picture. If you're within five to 10 years of your target retirement date, it's time to start thinking about what you actually want your retirement to look like. After all, getting to...
Sisters create happy prints
Shannon, a freshman at Arrowhead Park Early College High School, first discovered her entrepreneurial spark through a school program three years ago. She and her sisters, who attend Virtual Learning Academy, combined their shared love of...
Help your graduate use credit and debit cards wisely
As your new graduate prepares to step into the next chapter of life – whether that's more education or starting a career – one of the best things you can do is help them understand how to use credit cards, debit cards and prepaid cards wisely....
How to do payroll: A step-by-step guide for small business owners
Mercury reports on essential payroll steps for small businesses, covering calculations, deductions, compliance, and the importance of payroll software to avoid errors.
Intuit QuickBooks reports that one in three U.S. adults plan to start a business in 2026. 
InCorp reports that sudden viral success can overwhelm unprepared small businesses. 
Thanksgiving economics: How one holiday moves a season's worth of spending
Plus500 reports Thanksgiving significantly impacts economic trends, with rising travel and retail sales. 2026 expects 5.5% retail growth, driven partly by higher prices.
Jewelers Mutual Group reports that half of organizations face cyberattacks during holidays, urging strong security measures to mitigate risks and prepare effectively.
Shipley Energy reports that soaring data center demand is projected to increase U.S. electricity costs significantly, varying by region and regulations.
What’s the most efficient way to manage email campaigns for a large team?
Validity reports on efficiently managing email campaigns for large teams, emphasizing clear workflows, defined roles, centralized tech stacks, and modular designs to enhance productivity.
Xero reports that setting up payroll for your first employee involves eight steps, starting with obtaining an EIN and registering with state tax agencies.
Surety Bond Professionals reports that understanding bonding requirements is crucial for contractors bidding on government projects. 
Small Business Features

How to reduce finance tool sprawl in an early-stage company

Mercury reports that early-stage companies struggle with finance tool sprawl, which adds complexity and costs, and recommends consolidating financial workflows to streamline operations.

How to manage the accounts receivable process step by step

Ramp reports that the accounts receivable (AR) process is crucial for tracking customer payments and ensuring steady cash flow, enabling timely operations and growth.

7 common bills you can negotiate right now and how much you could save in 2026

Achieve reports you can negotiate common bills like credit card fees, insurance, gym memberships, and rent, potentially saving you hundreds yearly.

Talking finances at Thanksgiving doesn't have to be awkward

Forbright Bank reports that 72% of young adults feel comfortable discussing finances at family gatherings, highlighting generational differences in money conversations.

4 side hustles to make extra cash this fall

Thimble reports that many adults are pursuing side hustles to cover living costs, including home cooking, photography, handmade crafts, and pet services.

How big of a raise can you expect in 2027?

Pave reports that in 2027, median merit raises are expected to remain stable at 3.5%, with high performers receiving additional equity rewards and promotions offering 9%-12% increases.

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